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                                                                                                                                                                我的这种工作态度,既来源于我本人一贯的工作作风和工作态度,也与前几年四大国有银行清理不良资产有关。
                                                                                                                                                                
                                                                                                                                                                我刚从城区支行调到分行任信贷部副经理时,正赶上四大国有银行开始剥离不良资产,也得以让我了解了很多触目惊心的内幕。
                                                                                                                                                                前些年四大国有银行乱七八糟放的贷款,有多少进了个人腰包?收不回来了,正在那儿着急怎么善后呢,呵呵,正好赶上这趟车了,赶紧争着上报为不良资产,剥离出去了,国家财政买单,这贷款就基本上不用还了。
                                                                                                                                                                
                                                                                                                                                                
                                                                                                                                                                几次剥离不良资产,不知多少人躲在后面窃窃私笑呢。
                                                                                                                                                                记得九三年初陪支行行长去海南时,碰到另一个县支行副行长,那个行贷给一个公司五千万到海南炒地皮后来又增加了两千万,这副行长随那家公司到海南实地监管。当时这副行长开着一辆丰田车,一手握方向盘,一手拿手机不断地打电话当时的手机可不象现在这般,连大街上讨钱的都用着,车旁还坐了个美貌的女秘书,那派头,令我们行长回来好久都羡慕不已,非得让我联系别的公司贷款去炒。
                                                                                                                                                                当时我看了很多报纸上的报道,翻了很多资料,发现局势有点不对劲了,我们去炒已经太晚了,现在的地产热太猛了,国家不会放任不管的,只怕马上就会踩急刹,我们这时候去只会送死。
                           

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